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  HOME ABOUT US FAQ RESOURCE CENTER CONTACT US LOCATE MORTGAGE LENDERS January 06, 2009

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Mortage Terms


  > Assumable mortgage
A mortgage that can be transferred from a seller to a buyer once the loan is assumed by the buyer the seller is no longer responsible for repaying it there may be a fee and/or a credit package involved in the transfer of an assumable mortgage.
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  > Mortgage insurance premium MIP
A monthly payment -usually part of the mortgage payment - paid by a borrower for mortgage insurance.
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  > Debt-to-income ratio
A comparison of gross income to housing and non-housing expenses With the FHA the-monthly mortgage payment should be no more than 29% of monthly gross income before taxes and the mortgage payment combined with non-housing debts should not exceed 41% of income.
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Did You Know?    
 
 
Discriminating Against Credit Applicants
The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race color religion national origin sex marital status age whether all or part of the applicant's income comes from a public assistance program or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act.

 

 
   About Nashville Mortgage Lenders. com

Who is Nashville Mortgage Lenders.com ?

Nashville Mortgage Lenders.com is the only exclusive Mortgage-Lender directory online. Not only do we offer this unique service as an exclusive listing for mortgage lender across the country, we also provide news articles from around the nation. Nashville Mortgage Lenders.com 's resource center includes a user-friendly interface, frequently asked questions, statistical data, and a 24-hour emergency assistance program. We provide content that is important to any potential user searching for a mortgage lender. We consider ourselves a one-stop-Mortgage Lender-shop.

How does Nashville Mortgage Lenders.com work?

Our philosophy is simple. We use an exclusive user-friendly zipcode program to eliminate the competition between mortgage brokers around the country. For example, when a potential client is on Google and he enters a keyword phrase, he will then see our paid sponsorship or organic results with Google. The potential client can then click on our banner ad to be routed directly to our homepage. Once at our homepage, the potential client will then be prompted to enter their zipcode for immediate assistance. The zipcode program leads potential clients to only one mortgage lender exclusive listing. Our clients are featured on Nashville Mortgage Lenders.com with a website designed professionally by swidigital.com, a full service multimedia and advertisement company.

How do potential clients find Nashville Mortgage Lenders.com ?

We use our in-house search engine visibility team that specializes in regional and national marketing strategies by placing high profile keywords & content with major search engines and online directories.

Our exclusive marketing strategy has already produced tremendous results. The internet is quickly becoming the future for mortgage lender across the country, and will continue to grow as the first source of contact.

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If you live in the following cities and need a mortgage lender you should contact our Nashville mortgage lender as soon as possible:

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Nashville Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005

Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio
 
 
Nashville External Sites    
 
 

Understanding Mortgages
Some lenders will offer mortgages for 97% or 95% of the value of the property. ... Generally, a lender expects a household can afford a mortgage debt
NEWS RELEASE
TENNESSEE HOUSING DEVELOPMENT AGENCY RECOGNIZES. MORTGAGE INVESTORS GROUP AS ITS TOP LENDER IN TENNESSEE. Marking 2004 as the second year in a row th

 


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